Using a financing plan helps you break up your payments over several months. This can help with budgeting and planning, especially with other potential finances (new home, wedding, etc.).
Easy Application Process
The application process is extremely easy. Simply enter a few key pieces of information and receive a real-time decision from the Affirm Financing team. Plus, checking won't affect your credit score.
No Hidden Fees
Once approved, you'll know right away what you'll owe month over month. There's no hidden costs or surprises. Easily spread your payments up to 36 months.
For example: On a $4,000 purchase the monthly payment for 12 months would be $333.33.
Steps to Affirm Financing
Your rate will vary from 0% -36% APR based on credit. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important information on state licenses and notifications.
Affirm Financing Q&A
Does checking my eligibility affect my credit score?
No, checking your eligibility or creating an Affirm account does not impact your credit score. If you decide to make a purchase with Affirm, it may affect your score. You can learn more in Affirm’s Help Center.
Does Affirm charge interest and fees?
They do not charge fees, and 0% - 36% APR is the range for their annual percentage rates (APR).
At checkout, they will always show the full amount of interest you’ll pay and they never charge more than that. So, you'll always know what you're agreeing to!
Affirm does not charge late fees, service fees, prepayment fees, or any hidden fees!
How do I apply for a loan?
Fill your Clean Origin cart, then select Affirm at checkout.
Enter your mobile number, then select Continue.
If it’s your first time applying, create an account. If you already have an account, this step is skipped.
Enter the 4-digit PIN just texted to your phone.
See your loan decision.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
